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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 26, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Thomas M. Mickey and Julie H. Mickey, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 26, 2003 <br />The Note states that Borrower owes Lender <br />Eighty -Five Thousand And 00 /100 <br />Dollars (U.S. $ 85,000-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUINE] (Page 1 of 13 pages) <br />DOCUINEINU 06/19/2002 <br />7H <br />n = <br />Wl <br />C Fri <br />v <br />m <br />n <br />N <br />r <br />c n <br />N (D <br />-c o <br />o CL <br />7 <br />z <br />d� <br />fm <br />rn <br />Z <br />r\j tz <br />ID <br />C <br />`3 <br />CD <br />After Recording Return To: <br />W <br />v <br />Q C'i) <br />C r7 <br />U) <br />17 <br />: 5 <br />C7 r-r <br />Cn <br />A <br />[Space Above This Line For Recording Data[ <br />� \J\ <br />DEED OF TRUST <br />LoaneNumber: <br />5PT30811 <br />Parcel Number: <br />400066556 <br />/ <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 26, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Thomas M. Mickey and Julie H. Mickey, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 26, 2003 <br />The Note states that Borrower owes Lender <br />Eighty -Five Thousand And 00 /100 <br />Dollars (U.S. $ 85,000-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUINE] (Page 1 of 13 pages) <br />DOCUINEINU 06/19/2002 <br />