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200312841 <br />INTER VIVOS REVOCABLE TRUST RIDER <br />DEFINITIONS USED IN THIS RIDER. <br />(A) "Revocable Trust." The PAMELA S. MURHY REVOCABLE TRUST <br />dated DECEMBER 18, 1998 <br />PAMELA S. MURPHY <br />Trust created under trust instrument <br />for the benefit of GERALD J. MURPHY AND <br />(B) "Revocable Trust Trustee(s)." GERALD J. MURPHY AND PAMELA S. MURPHY <br />trustee(s) of the Revocable Trust. <br />(C) "Revocable Trust Settlor(s)." GERALD J. MURPHY AND PAMELA S. MURPHY <br />settlors(s) of the Revocable Trust signing below. <br />(D) "Lender." <br />WELLS FARGO HOME MORTGAGE, INC. <br />(E) "Security Instrument." The Deed of Trust, Mortgage, or Security Deed and any riders thereto <br />of the same date as this Rider given to secure the Note to Lender of the same date made by the Revocable <br />Trust, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s) and any other natural persons <br />signing such Note and covering the Property (as deemed below). <br />(F) "Property." The property described in the Security Instrument and located at: <br />2312 ARROWHEAD ROAD, GRAND ISLAND, NE 68801 <br />[Property Address] <br />THIS INTER VIVOS REVOCABLE TRUST RIDER is made this 12TH day of <br />SEPTEMBER, 2003 and is incorporated into and shall be deemed to amend and <br />supplement the Security Instrument. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, the Revocable Trust Trustee(s), and the Revocable Trust Settlor(s) and the Lender <br />further covenant and agree as follows: <br />A. INTER VIVOS REVOCABLE TRUST <br />1. CERTIFICATION AND WARRANTIES OF REVOCABLE TRUST TRUSTEE(S). <br />The Revocable Trust Trustee(s) certify to Lender that the Revocable Trust is an inter vivos <br />revocable trust for which the Revocable Trust Trustee(s) are holding full title to the Property as trustee(s). <br />MULTISTATE INTER VIVOS REVOCABLE TRUST RIDER <br />-372R (9912) <br />Page 1 of 3 Initials: <br />VMP MORTGAGE FORMS — (800) 1 -7291 <br />