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200312844 27. OTHER TERMS. If checked, the following are applicable to this Security Instrument: Line of Credit. The Secured Debt includes a revolving line of credit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. - Construction Loan. This Security Instrument is a construction security interest, which secures an obligation incurred for the construction of an improvement on the Property. Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and that are or will become fixtures related to Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. (Check all applicable boxes) * Condominium Rider Planned Unit Development Rider — Other ....................................... ............................... } ADDITIONAL TERMS. SIGNATURES. By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. � ......... .. .....................� �7.d3 (Sign re) James D. Ballard (Date) ....................... ... ...g'. -2.7. 03 (Signature) Charlotte K. Ballard (Date) ACKNOWLEDGMENT: pt f� �� S// � J STATE OF ........................ .. 1 <........., COUNTYQ� _}.. ......... ss. (Individual) This instrument was acknowledged before me this ... ... ... ... ol7.. day of ... .� *1...,...�QW ............. by . .. .. .!../ My commission expires: Prepared By: US Bank National Association, ND 4325— 17`h Ave. SW Fargo, ND 58103 Return To: IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII S WTARY• OOfI'll US Recordings U15757541-91F8 86 it IETTERLMO 2925 Country Drive DEED OF TRUST St. Paul, MN 55117 LOAN# 510520161 US Roeordinas (Seal) .......................... ............................... (Notary Public) ExpereTM © 1994 Bankers Systems, Inc., St. Cloud, MN Form USB- REDT -NE 9/4/2001 Page (6 of 6)