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Prepared By: <br />LINSTROTH -. NICK <br />WELLS FARGO HOME MORTGAGE, INC. <br />2701 WELLS FARGO WAY <br />MINNEAPOLIS, MN 55408- <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />0132335472 <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 22, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />JOHN R. CROGHAN AND KRISTA K. CROGHAN, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA - Single Family - Famie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 16 Initials: <br />J< C <br />FORM 3028 1/01 <br />SNE01 Rev 06/13/01 <br />M <br />D_ <br />T <br />Z <br />rn CA <br />_ <br />�.. <br />t~ <br />rn <br />D <br />N <br />Fy-I <br />w <br />O <br />Om <br />O <br />O CL <br />= rn <br />G� <br />M <br />D co <br />© <br />Return To: <br />WELLS FARGO HOME MORTGAGE, INC. <br />FINAL DOCUMENTS X4701 -022 <br />CZ <br />N m <br />3601 MINNESOTA DRIVE <br />co <br />BLOOMINGTON, MN 55435 -5284 <br />Z <br />O <br />Prepared By: <br />LINSTROTH -. NICK <br />WELLS FARGO HOME MORTGAGE, INC. <br />2701 WELLS FARGO WAY <br />MINNEAPOLIS, MN 55408- <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />0132335472 <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 22, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />JOHN R. CROGHAN AND KRISTA K. CROGHAN, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA - Single Family - Famie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 16 Initials: <br />J< C <br />FORM 3028 1/01 <br />SNE01 Rev 06/13/01 <br />