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DEED OF TRUST
<br />This DEED OF TRUST is made as of the 23`d day of September, 2003 by and among the Trustor, Eric A.
<br />Benson and Jeanette L. Benson, Husband and Wife, whose mailing address for purposes of this Deed of Trust is
<br />2727 West Highway 34, Grand Island, Nebraska 68801 (herein, "Trustor ", whether one or more), the Trustee,
<br />AREND R. BAACK, Attorney at Law, a member of the Nebraska State Bar Association, whose mailing address is
<br />P. O. Box 790, Grand Island, NE 68802 -0790 (herein "Trustee "), and the Beneficiary, HOME FEDERAL
<br />SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, whose mailing address is P. O. Box 1009, Grand
<br />Island, NE 68802 -1009 (herein "Lender ").
<br />FOR VALUABLE CONSIDERATION, including Lender's extension of credit identified herein to
<br />ChiroPlus Healthcare, P.C. (herein "Borrower ", whether one or more), and the trust herein created, the receipt of
<br />which is hereby acknowledged, Trustor hereby irrevocable grants, transfers, conveys and assigns to Trustee, IN
<br />TRUST, WITH POWER OF SALE, for the benefit and security of the Lender, under and subject to the terms and
<br />conditions hereinafter set forth, legally described as follows:
<br />A TRACT OF LAND COMPRISING A PART OF LOT THREE (3) MAINLAND, PART OF
<br />LOT TWO (2) ISLAND, PART OF THE LAND BETWEEN MEANDER LINES OF THE
<br />NORTH CHANNEL OF THE PLATTE RIVER, ALL BEING IN SECTION THIRTY TWO (32),
<br />TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL
<br />COUNTY, NEBRASKA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:
<br />BEGINNING AT A POINT ON THE SOUTH RIGHT OF WAY LINE OF U.S. HIGHWAY NO.
<br />34 SAID POINT BEING TWO HUNDRED SIXTY FOUR (264.0) FEET EAST OF THE EAST
<br />RIGHT OF WAY LINE OF THE ST. JOSEPH BRANCH OF THE UNION PACIFIC
<br />RAILROAD AND SEVENTY AND THREE TENTHS (70.3) FEET SOUTH OF THE NORTH
<br />LINE OF SAID LOT THREE (3), THENCE S 87 DEGREES 46' 18" E (ASSUMED BEARING)
<br />ALONG AND UPON SAID HIGHWAY RIGHT OF WAY LINE, A DISTANCE OF ONE
<br />THOUSAND TWO HUNDRED TWENTY SIX AND FIFTY FIVE HUNDREDTHS (1,226.55)
<br />FEET TO A POINT IN THE CENTERLINE OF THE NORTH CHANNEL OF THE PLATTE
<br />RIVER; THENCE S 54 DEGREES 58'48" W ALONG THE CENTERLINE OF SAID RIVER,
<br />ALSO BEING ON SAID HIGHWAY RIGHT OF WAY LINE, A DISTANCE OF THIRTY FIVE
<br />AND TWO TENTHS (35.2) FEET TO THE INTERESECTION OF THE LAST DESCRIBED
<br />COURSE WITH THE PROLONGATION OF THE NORTH LINE OF LOT ONE (1) ISLAND;
<br />THENCE S 36 DEGREES 13' 28" W A DISTANCE OF ONE THOUSAND FIVE HUNDRED
<br />EIGHTY TWO AND SEVENTY EIGHT HUNDREDTHS (1,582.78) FEET TO A POINT ON
<br />THE SOUTH LINE OF SAID LOT TWO (2) ISLAND; THENCE SOUTH 90 DEGREES 00'00"
<br />W ALONG AND UPON THE SOUTH LINE OF SAID LOT TWO (2) ISLAND, A DISTANCE
<br />OF TWO HUNDRED FIFTY ONE AND NINETY NINE HUNDREDTHS (251.99) FEET TO A
<br />POINT THAT IS TWO HUNDRED SIXTY FOUR (264.0) FEET EAST OF THE EAST RIGHT
<br />OF WAY LINE OF SAID ST. JOSEPH BRANCH OF THE UNION PACIFIC RAILROAD;
<br />THENCE N 00 DEGREES 22'27" W, PARALLEL WITH SAID RAILROAD RIGHT OF WAY
<br />LINE, A DISTANCE OF ONE THOUSAND THREE HUNDRED FORTY FOUR AND SIXTY
<br />SEVEN HUNDREDTHS (1,344.67) FEET TO THE POINT OF BEGINNING;
<br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements, rights, privileges and
<br />appurtenances located thereon or in anywise pertaining thereto, and the rents, issues and profits, reversions and
<br />remainders thereof, and such personal property that is attached to the improvements so as to constitute a fixture,
<br />including, but not limited to, heating and cooling equipment and together with the homestead or marital interests, if
<br />any, which interests are hereby released and waived, all of which, including replacements and additions thereto, is
<br />hereby declared to be a part of the real estate secured by the lien of this Deed of Trust and all of the foregoing being
<br />referred to herein as the "Property".
<br />This Deed of Trust shall secure (a) the payment of the principal sum and interest evidenced by a Universal
<br />Note dated September 23, 2003, having a maturity date of January 26, 2006, in the original principal amount of
<br />Nineteen Thousand Twenty Eight and 24/100 Dollars ($19,028.24), and any and all modifications, extensions and
<br />renewals thereof or thereto and any and all future advances and re- advances to Borrower (or any of them if more
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<br />DEED OF TRUST
<br />This DEED OF TRUST is made as of the 23`d day of September, 2003 by and among the Trustor, Eric A.
<br />Benson and Jeanette L. Benson, Husband and Wife, whose mailing address for purposes of this Deed of Trust is
<br />2727 West Highway 34, Grand Island, Nebraska 68801 (herein, "Trustor ", whether one or more), the Trustee,
<br />AREND R. BAACK, Attorney at Law, a member of the Nebraska State Bar Association, whose mailing address is
<br />P. O. Box 790, Grand Island, NE 68802 -0790 (herein "Trustee "), and the Beneficiary, HOME FEDERAL
<br />SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, whose mailing address is P. O. Box 1009, Grand
<br />Island, NE 68802 -1009 (herein "Lender ").
<br />FOR VALUABLE CONSIDERATION, including Lender's extension of credit identified herein to
<br />ChiroPlus Healthcare, P.C. (herein "Borrower ", whether one or more), and the trust herein created, the receipt of
<br />which is hereby acknowledged, Trustor hereby irrevocable grants, transfers, conveys and assigns to Trustee, IN
<br />TRUST, WITH POWER OF SALE, for the benefit and security of the Lender, under and subject to the terms and
<br />conditions hereinafter set forth, legally described as follows:
<br />A TRACT OF LAND COMPRISING A PART OF LOT THREE (3) MAINLAND, PART OF
<br />LOT TWO (2) ISLAND, PART OF THE LAND BETWEEN MEANDER LINES OF THE
<br />NORTH CHANNEL OF THE PLATTE RIVER, ALL BEING IN SECTION THIRTY TWO (32),
<br />TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL
<br />COUNTY, NEBRASKA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:
<br />BEGINNING AT A POINT ON THE SOUTH RIGHT OF WAY LINE OF U.S. HIGHWAY NO.
<br />34 SAID POINT BEING TWO HUNDRED SIXTY FOUR (264.0) FEET EAST OF THE EAST
<br />RIGHT OF WAY LINE OF THE ST. JOSEPH BRANCH OF THE UNION PACIFIC
<br />RAILROAD AND SEVENTY AND THREE TENTHS (70.3) FEET SOUTH OF THE NORTH
<br />LINE OF SAID LOT THREE (3), THENCE S 87 DEGREES 46' 18" E (ASSUMED BEARING)
<br />ALONG AND UPON SAID HIGHWAY RIGHT OF WAY LINE, A DISTANCE OF ONE
<br />THOUSAND TWO HUNDRED TWENTY SIX AND FIFTY FIVE HUNDREDTHS (1,226.55)
<br />FEET TO A POINT IN THE CENTERLINE OF THE NORTH CHANNEL OF THE PLATTE
<br />RIVER; THENCE S 54 DEGREES 58'48" W ALONG THE CENTERLINE OF SAID RIVER,
<br />ALSO BEING ON SAID HIGHWAY RIGHT OF WAY LINE, A DISTANCE OF THIRTY FIVE
<br />AND TWO TENTHS (35.2) FEET TO THE INTERESECTION OF THE LAST DESCRIBED
<br />COURSE WITH THE PROLONGATION OF THE NORTH LINE OF LOT ONE (1) ISLAND;
<br />THENCE S 36 DEGREES 13' 28" W A DISTANCE OF ONE THOUSAND FIVE HUNDRED
<br />EIGHTY TWO AND SEVENTY EIGHT HUNDREDTHS (1,582.78) FEET TO A POINT ON
<br />THE SOUTH LINE OF SAID LOT TWO (2) ISLAND; THENCE SOUTH 90 DEGREES 00'00"
<br />W ALONG AND UPON THE SOUTH LINE OF SAID LOT TWO (2) ISLAND, A DISTANCE
<br />OF TWO HUNDRED FIFTY ONE AND NINETY NINE HUNDREDTHS (251.99) FEET TO A
<br />POINT THAT IS TWO HUNDRED SIXTY FOUR (264.0) FEET EAST OF THE EAST RIGHT
<br />OF WAY LINE OF SAID ST. JOSEPH BRANCH OF THE UNION PACIFIC RAILROAD;
<br />THENCE N 00 DEGREES 22'27" W, PARALLEL WITH SAID RAILROAD RIGHT OF WAY
<br />LINE, A DISTANCE OF ONE THOUSAND THREE HUNDRED FORTY FOUR AND SIXTY
<br />SEVEN HUNDREDTHS (1,344.67) FEET TO THE POINT OF BEGINNING;
<br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements, rights, privileges and
<br />appurtenances located thereon or in anywise pertaining thereto, and the rents, issues and profits, reversions and
<br />remainders thereof, and such personal property that is attached to the improvements so as to constitute a fixture,
<br />including, but not limited to, heating and cooling equipment and together with the homestead or marital interests, if
<br />any, which interests are hereby released and waived, all of which, including replacements and additions thereto, is
<br />hereby declared to be a part of the real estate secured by the lien of this Deed of Trust and all of the foregoing being
<br />referred to herein as the "Property".
<br />This Deed of Trust shall secure (a) the payment of the principal sum and interest evidenced by a Universal
<br />Note dated September 23, 2003, having a maturity date of January 26, 2006, in the original principal amount of
<br />Nineteen Thousand Twenty Eight and 24/100 Dollars ($19,028.24), and any and all modifications, extensions and
<br />renewals thereof or thereto and any and all future advances and re- advances to Borrower (or any of them if more
<br />QL
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