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2003'12551 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />\ (Seal) <br />DANIEL L ARP - Borrower <br />r <br />(Seal) <br />CHARMAINE L ARP - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />17834672 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />17834672 <br />(M- 6A(NE) (0005).01 Page 14 or 15 Form 3028 1101 <br />m <br />