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STATE OF NEBRASKA, Hall County ss• <br />The foregoing instrument was acknowledged before me this 16th <br />September, 2003 by RAYMOND L STANDER AND JANET M STANDER <br />Witness my hand and notarial seal at Grand Island <br />the date aforesaid. <br />My Commission Expires: January 30, 2004 <br />ENGE RAL NOTE AR- -St-°t Nebraska <br />III DEBRA J. KOZAK <br />My Comm. Exp. Jan. 30, 2004 <br />200312417 <br />day of <br />in said County, <br />Initials: <br />-® 6(NE) (0005) Page 15 of 5 Form 3028 1/01 <br />