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G) <br />L <br />70 (1 (1 <br />"^ �� <br />rn ` <br />w <br />O --I <br />O <br />M <br />n <br />�\ <br />m <br />:Z -4 <br />r%0 <br />r <br />ES <br />Mn <br />N cn <br />� <br />-v <br />o <br />O <br />CL <br />z <br />tZ, <br />M <br />- Q <br />D ED <br />h-+ <br />N <br />Q <br />I _ A <br />rw <br />-mss <br />After Recording Return To: <br />-= <br />-3 <br />HERITAGE BANK <br />a <br />t~--+ <br />CD <br />110 E 9TH STREET <br />O <br />Cn <br />WOOD RIVER,NEBRASKA 68883 <br />Cn <br />=c <br />Z <br />Loan Number: 613680271 <br />O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 16, 2003 together <br />with all Riders to this document. <br />(B) 'Borrower" is TROY A CALLAHAN AND CARLY A CALLAHAN HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Heritage Bank 110 E 9th Street Wood River NE 68883 <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 16, 2003 <br />The Note states that Borrower owes Lender NINETY THOUSAND AND 00/100 <br />Dollars (U.S. $ 9 0, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />�� cc <br />N60281.dot <br />DocMagic IEViwm s 800-649-1362 <br />www.docmagic.com <br />