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20031 `402 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />AA 11 ` �"' (Seal) <br />Daniel L Kluna - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 12th <br />2003 by Daniel L Kluna <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />III ROBERTA L. REED <br />9,*^� My Comm. Exp. July 30, 2006 <br />Grand Island <br />4NotaPubfic <br />(MAWNE) 1980201 Page 8 of 8 <br />m <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal I County ss: <br />day of September , <br />in said <br />