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200312298 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />Rider executed by Borrower and recorded with it. <br />Witnesses: <br />/-,-r mow* —C—) - ..fin a (Seal) <br />Mark W. Bales - Borrower <br />4�7j�� (Seal) <br />Pamela K. Bales - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 16th day of September, 2003 <br />by Mark W. Bales and Pamela K. Bales, husband and wife <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: <br />Notary Public <br />GENERAL NOTARY -State of Nebraska <br />Laura J. Methe <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 7 of 7 <br />IDS, Inc. - (800) 554-1872 <br />