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c?i <br />0 <br />mi <br />N00281.dot <br />• <br />n n <br />N <br />T <br />C <br />M <br />n 2 <br />rn <br />cn <br />C"> (1) <br />O <br />rn <br />Y <br />�. <br />�.� <br />o —+ <br />C= 1> <br />7C <br />• <br />:�� <br />p <br />O <br />(D <br />CL <br />M <br />—t7 <br />M <br />M <br />r <br />v1 <br />After Recording Return To: <br />n <br />w <br />C <br />HERITAGE BANK <br />a> <br />.�Cn <br />pZ <br />1333 N WEBB RD <br />cn <br />GRAND ISLAND,NEBRASKA <br />68803 <br />p <br />Loan Number: 2310767 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 4, 2003 , together <br />with all Riders to this document. <br />(B) 'Borrower" is CRAIG W. VINCENT AND BROOKIE L. VINCENT HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND I S LAND , NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is BANKFIRST <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 4, 2003 <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY EIGHT THOUSAND <br />FIVE HUNDRED AND 00/100 Dollars (U.S. $148, 5 0 0 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DOCMagiCt 800- 649 -1362 <br />Form 3028 1/01 Page 1 of 13 www.docmagic.com <br />1<7- <br />y <br />