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200312175 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />14 Family Rider. <br />I <br />DONALD L COOK -Borrower <br />(a57R (0008) <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />(Seal) <br />) <br />LOIS ANNE COOK - Borrower <br />Page 4 of 4 <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229567 <br />Form 3170 1101 <br />