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200312175 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seat) <br />- Borrower <br />— (Seal) <br />- Borrower <br />MIMA <br />oir <br />D nn <br />ONALD L COOK :, - <br />(Seal) <br />LOIS ANNE COOK - Borrower <br />®-8(NE) (0005) Page 14 of 15 <br />— (Seal) <br />- Borrower <br />— (Scal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229567 <br />Form 3028 1101 <br />