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<br />51
<br />Above This Line For Recording
<br />DEED OF TRUST
<br />DEFINITIONS ~
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 10 , 2003 , together with all Riders to this
<br />document.
<br />(B) "Borrower" is PEGGY S S P L A T T S 7 n E S S E R, A SINGLE PERSON
<br />rrowensl atruslor un ert Is Security Instrument.
<br />(C) "Lender" is PLATTE VALLEY STATE BANK 6 TRUST CO Lenderisa
<br />N F B R A c K A en ers a ress is 2123 SFCONO AVE- KEARNEY. NE
<br />this Security Instrument,
<br />(D) "Trustee" is FIRST NAT I D N A E BANK OF OMAHA
<br />NE 68127 -dT00
<br />2E) "Note" means the promissory note signed by Borrower and dated S E P T E M B E R 1 0, 2 0 0 3 The Note states that
<br />orrower owes Lender SEVENTY SIX THOUSAND ONE H U N V R L D l 0 H I Y A IN I .NO /100
<br />means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due underthis Security Instrument, plus interest.
<br />(H) "Riders" moans all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />bboorrower [check box as applicable]:
<br />❑Adjustable Rate Rider E] Condominium Rider ❑SOOOnd Home Rider
<br />❑Bell... Rider ❑Planned Unit Development Rider ❑ Olhedii) Ispecilyl
<br />❑1 -4 Femlly Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower orthe Property by a condominium association, homeowners association or similar organization.
<br />(i "Electronic Funds Transfer" means any transfer of funds, otherthan a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such tens includes, but is not limited to, point -of -sale
<br />transfers, automated teller machine transactions, transfers initialed by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />M "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />((ot�or than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property;
<br />(it) condemnation or other taking of all or any Part of the Property; (iii) conveyance In lieu of condemnation', or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condRlon of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment' means the regularly scheduled amount duo for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 at seq ) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, 'RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even R the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />(G) "Successor in Interest of Borrower' means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/orthis Security Instrument.
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK B TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY, NE 68847
<br />NEBRNIKA- 91nple Frinw -Fenn, MwFro]dls Mm UNIFORM INSTRUMENT Form 9028 1N1 (MW t tl 7 pegn)
<br />3029 NE DOT 1N1 Ran
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<br />Above This Line For Recording
<br />DEED OF TRUST
<br />DEFINITIONS ~
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 10 , 2003 , together with all Riders to this
<br />document.
<br />(B) "Borrower" is PEGGY S S P L A T T S 7 n E S S E R, A SINGLE PERSON
<br />rrowensl atruslor un ert Is Security Instrument.
<br />(C) "Lender" is PLATTE VALLEY STATE BANK 6 TRUST CO Lenderisa
<br />N F B R A c K A en ers a ress is 2123 SFCONO AVE- KEARNEY. NE
<br />this Security Instrument,
<br />(D) "Trustee" is FIRST NAT I D N A E BANK OF OMAHA
<br />NE 68127 -dT00
<br />2E) "Note" means the promissory note signed by Borrower and dated S E P T E M B E R 1 0, 2 0 0 3 The Note states that
<br />orrower owes Lender SEVENTY SIX THOUSAND ONE H U N V R L D l 0 H I Y A IN I .NO /100
<br />means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due underthis Security Instrument, plus interest.
<br />(H) "Riders" moans all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />bboorrower [check box as applicable]:
<br />❑Adjustable Rate Rider E] Condominium Rider ❑SOOOnd Home Rider
<br />❑Bell... Rider ❑Planned Unit Development Rider ❑ Olhedii) Ispecilyl
<br />❑1 -4 Femlly Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower orthe Property by a condominium association, homeowners association or similar organization.
<br />(i "Electronic Funds Transfer" means any transfer of funds, otherthan a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such tens includes, but is not limited to, point -of -sale
<br />transfers, automated teller machine transactions, transfers initialed by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />M "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />((ot�or than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property;
<br />(it) condemnation or other taking of all or any Part of the Property; (iii) conveyance In lieu of condemnation', or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condRlon of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment' means the regularly scheduled amount duo for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 at seq ) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, 'RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even R the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />(G) "Successor in Interest of Borrower' means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/orthis Security Instrument.
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK B TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY, NE 68847
<br />NEBRNIKA- 91nple Frinw -Fenn, MwFro]dls Mm UNIFORM INSTRUMENT Form 9028 1N1 (MW t tl 7 pegn)
<br />3029 NE DOT 1N1 Ran
<br />
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