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M <br />rn <br />,n <br />c <br />Z <br />= <br />n CA <br />Q <br />C <br />After Recording Return To: <br />HERITAGE BANK <br />1101 12TH STREET <br />AURORA,NEBRASKA 68818 -0329 <br />Loan Number: 99 -0146 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />�s <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 2, 2003 , together <br />with all Riders to this document. <br />(B) 'Borrower" is JAMES N. HOGELAND AND GAYLE A. HOGELAND HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1101 12TH STREET, AURORA, NEBRASKA 68818 -0329 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK, P.O. BOX 83009, LINCOLN, NEBRASKA 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 2, 2003 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND <br />00 /100 Dollars (U.S. $ 130, 000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />zy <br />1362 <br />com <br />N00281.dot ����IIIII III I 1111111111111111111 ��� 11111111 <br />.d.. > <br />rn CA <br />N <br />n <br />n <br />T <br />1'• <br />0 <br />Q -{ <br />C= <br />-n <br />o <br />r <br />z rn <br />N <br />(n <br />C <br />O <br />C-) <br />D <br />ci <br />.� v <br />co <br />C!) <br />C <br />200312042 <br />° <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />�s <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 2, 2003 , together <br />with all Riders to this document. <br />(B) 'Borrower" is JAMES N. HOGELAND AND GAYLE A. HOGELAND HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1101 12TH STREET, AURORA, NEBRASKA 68818 -0329 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK, P.O. BOX 83009, LINCOLN, NEBRASKA 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 2, 2003 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND <br />00 /100 Dollars (U.S. $ 130, 000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />zy <br />1362 <br />com <br />N00281.dot ����IIIII III I 1111111111111111111 ��� 11111111 <br />