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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 4, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Gerrard L. Cynova and Kay C. Cynova, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 4, 2003 <br />The Note states that Borrower owes Lender <br />Sixty -One Thousand And 00 /100 <br />Dollars (U.S. $ 61, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />DDCUINEI (Page 1 of 13 pages) <br />D0CU1NEI.VTX 06/19/2002 <br />Form 3028 1 /01 <br />M n n <br />C, �, <br />m <br />rn t <br />`.� <br />o —i <br />o <br />Z 7C <br />o <br />CL <br />N <br />o <br />O T <br />C=) <br />o <br />7C <br />S <br />�° <br />f") <br />l ' <br />Z M <br />h W <br />3 <br />~ N <br />CM <br />�, <br />r <br />r n <br />ry 2 <br />CID <br />Cn <br />x <br />o 2 <br />n <br />CD <br />After Recording Return To: <br />w, <br />07 <br />O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Cynova <br />Loan Number: <br />5PT30735 <br />lJ <br />Parcel Number: <br />400046172 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 4, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Gerrard L. Cynova and Kay C. Cynova, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated September 4, 2003 <br />The Note states that Borrower owes Lender <br />Sixty -One Thousand And 00 /100 <br />Dollars (U.S. $ 61, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />DDCUINEI (Page 1 of 13 pages) <br />D0CU1NEI.VTX 06/19/2002 <br />Form 3028 1 /01 <br />