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z° a O cal z LL o m a U Wher qg return tog 0 U U Cit icarp Trust Ban k, fab P.O. Box 410 uQQ) uJ W Hanover, MD 21096 ,n o DEED OF TRUST THIS DEED OF TRUST is made this 25th day of August , 2003 among the Tus[or, RANDY SOBOTKA AND DANIKA SOBOTKA FKA DANIKA GASTON, HUSBAND AND WIFE (herein "Borrower "), Michael F. Kivett (herein "Trustee "), and the Beneficiary, CITICORP TRUST BANK, FSB a federal savings bank chartered under the laws of the United States of America , whose address is loo COMMERCE DRIVE NEWARK DE 19913 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the Dust herein created, irrevocably grants antl conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: THE FOLLOWING DESCRIBED REAL ESTATE IN HALL COUNTY,NEBRASKA:LOT TEN (10),BLOCK TWO (2),DALE ROUSH SUBDIVISION,HALL COUNTY,NEBRASKA. which has the address of 123 ARAPAHOE AVE GRAND ISLAND Nebraska 68803 -3816 (herein "Property Address "); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Treat is on a leasehold) are hereinafter referred to as the "Property"; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated OE /25/2003 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ n8, fns . 92 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 08/29/2018 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Or: ni n sl (R.e.rded) Coov (Branch) Copy (Customer) Page t of 5