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200311839 <br />time, and place at which I must appear to sign any documents required to complete the required <br />refinancing. I understand the Note Holder will charge me a $250 processing fee and the costs associated <br />with updating the title insurance policy, if any. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and c enants contained in this <br />Ball n Rider. <br />(Seal) <br />BARBARA J O'CONNELL - Borrower MICHAEL J O'CONNELL - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />MFCD8754 - (12/01) / 041 - 799870 -5 <br />(M-872R (0 109) Page 3 of 3 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Sign Original Only] <br />Form 3180 1/01 <br />(rev. 9/01) <br />