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200M839 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_Xdv� �a"x4w(Seal) <br />BARBARA J O' CONNELL - Borrower <br />01421 V <br />r <br />• • �, <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />MFNE7770 (12/00) / 041- 799870 -5 <br />(M - 6A(NE) (000 5) Page 14 of 15 Form 3028 1/01 <br />OD <br />