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200311640 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />LA (Seal) <br />JAS E CLARK - Borrower <br />=-8(NE) (0005) <br />i <br />(Seal) <br />KRffTA CLARK - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 14 of 15 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229549 <br />Form 3028 1101 <br />V <br />