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200311639 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />—(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />1000920- 4703092254 -4 <br />(a"" �_/ (Seal) <br />JEAY L CLINGEN EL - Borrower <br />& a� C �" 404 (Seal) <br />SANDRA L. CLINGENPEEL - Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />(C- 6A(NE) (oom) Page 14 of 15 Form 3028 1/01 <br />