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200311 -624 <br />16600394 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />1, _1� ` �2 <br />BORR WE - S EPH L. F I BIE - DATE - <br />RR WER - MICHELLE M. FRISBIE - DATE - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUKNE12 (Page 12 of 13 pages) <br />DOCDRNEC.VTY 10/18/2007 <br />r. <br />`r <br />