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W `C ^S 0 .4 .a. t fi C> WHEN RECORDED MAIL TO: COUNTRYWIDE HOME LOANS, INC. MSN SV -79 / DOCUMENT CONTROL DEPT. P.O. BOX 10266 VAN NUYS, CALIFORNIA 91410 -0266 DOC ID #: 00032478699640102 ESCROW /CLOSING #: 03 -2688 PARCEL ID #: 400011395 Prepared by: M. DELVENTHAL DEED OF TRUST (Line of Credit) THIS DEED OF TRUST, dated August 25 , 2 0 0 3 , is between PENNY J SMITH, and MICHAEL E. SMITH, wife and husband, residing at 2513 WEST KOENIG, GRAND ISLAND, NE 68803 the person or persons signing as "Grantor(s)" below and hereinafter referred to as "we" or "us" and FIDELITY NATIONAL TITLE INSURANCE CO.,AN ARIZONA CORPORATION as trustee with an address at P.O. BOX 32695 PHOENIX, AZ 85064 - forthebenefitof COUNTRYWIDE HOME LOANS, INC. ,with an address at 4500 Park Granada, Calabasas, CA 91302 -1613 Federal I.D. # 13 - 2631719 and hereinafter referred to as "you" or the 'Beneficiary." MORTGAGED PREMISES: In consideration of the loan hereinafter described, Grantor hereby irrevocably warrants, grants, bargains, sells, transfers, conveys and assigns, IN TRUST WITH POWER OF SALE for the benefit and security of Beneficiary, under and subject to the terms and conditions hereinafter set forth, all of the following described property and interest of Grantor located at: 2513 WEST KOENIG Street GRAND ISLAND HALL NE 68803 (the "Premises"). Municipality County State ZIP and further described as: LOT NINE (9), BLOCK TEN (10), ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. The Premises includes all buildings and other improvements now or in the future on the Premises and all rights and interests which derive from our ownership, use or possession of the Premises and all appurtenances thereto. ,k\ LOAN: This Deed of Trust will secure your loan in the principal amount of $15 , 000.00 or so much thereof as may be advanced and readvanced from time to time to PENNY J SMITH ,and , the Borrower(s) under the Home Equity Credit Line Agreement and Disclosure Statement (the "Note') dated 08/25/2003 , plus interest and costs, late charges and all other charges related to the loan, all of which sums are repayable according to the Note. This Deed of Trust will also secure the performance of all of the promises and agreements made by us and each Borrower and Co- Signer in the Note, all of our promises and agreements in this Deed of Trust, any extensions, renewals, amendments, supplements and other modifications of the Note, and any amounts advanced by you under the terms of the section of this Deed of Trust entitled "Our Authority To You." Loans under the Note may be made, repaid and remade from time to time in accordance with the terms of the Note and subject to the ra HELOC - NE Deed of Trust 2C6501NE (11/01) Page 1 of 4 Initials: n S n IM T col � � -' `'' p n CAD o ., o y co r11 W U1 1' `° z C SPACE ABOVE FOR RECORDERS USE O PARCEL ID #: 400011395 Prepared by: M. DELVENTHAL DEED OF TRUST (Line of Credit) THIS DEED OF TRUST, dated August 25 , 2 0 0 3 , is between PENNY J SMITH, and MICHAEL E. SMITH, wife and husband, residing at 2513 WEST KOENIG, GRAND ISLAND, NE 68803 the person or persons signing as "Grantor(s)" below and hereinafter referred to as "we" or "us" and FIDELITY NATIONAL TITLE INSURANCE CO.,AN ARIZONA CORPORATION as trustee with an address at P.O. BOX 32695 PHOENIX, AZ 85064 - forthebenefitof COUNTRYWIDE HOME LOANS, INC. ,with an address at 4500 Park Granada, Calabasas, CA 91302 -1613 Federal I.D. # 13 - 2631719 and hereinafter referred to as "you" or the 'Beneficiary." MORTGAGED PREMISES: In consideration of the loan hereinafter described, Grantor hereby irrevocably warrants, grants, bargains, sells, transfers, conveys and assigns, IN TRUST WITH POWER OF SALE for the benefit and security of Beneficiary, under and subject to the terms and conditions hereinafter set forth, all of the following described property and interest of Grantor located at: 2513 WEST KOENIG Street GRAND ISLAND HALL NE 68803 (the "Premises"). Municipality County State ZIP and further described as: LOT NINE (9), BLOCK TEN (10), ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. The Premises includes all buildings and other improvements now or in the future on the Premises and all rights and interests which derive from our ownership, use or possession of the Premises and all appurtenances thereto. ,k\ LOAN: This Deed of Trust will secure your loan in the principal amount of $15 , 000.00 or so much thereof as may be advanced and readvanced from time to time to PENNY J SMITH ,and , the Borrower(s) under the Home Equity Credit Line Agreement and Disclosure Statement (the "Note') dated 08/25/2003 , plus interest and costs, late charges and all other charges related to the loan, all of which sums are repayable according to the Note. This Deed of Trust will also secure the performance of all of the promises and agreements made by us and each Borrower and Co- Signer in the Note, all of our promises and agreements in this Deed of Trust, any extensions, renewals, amendments, supplements and other modifications of the Note, and any amounts advanced by you under the terms of the section of this Deed of Trust entitled "Our Authority To You." Loans under the Note may be made, repaid and remade from time to time in accordance with the terms of the Note and subject to the ra HELOC - NE Deed of Trust 2C6501NE (11/01) Page 1 of 4 Initials: