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Prepared By: <br />MELODY A. DELVENTHAL <br />[Space Above This Line For Recording Data] <br />03 -2688 <br />[Escrow /Closing it <br />DEED OF TRUST <br />0003247862608003 <br />[Doc ID B] <br />MIN 1000157 - 0002799699 -6 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 25, 2 0 0 3 <br />with all Riders to this document. <br />(B) "Borrower" is <br />PENNY J SMITH, AND MICHAEL E SMITH, WIFE AND HUSBAND <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is <br />COUNTRYWIDE HOME LOANS, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of NEW YORK <br />Lender's address is <br />4500 Park Granada, Calabasas, CA 91302 -1613 <br />, together <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />Page 1 of 11 Initials. ` / 'l <br />(M 6A(NE) (0005).01 CHL (01/01)(d) VMP MORTGAGE FORMS - (800)521 -7291 3028 1/01 <br />CONVNA <br />11111111 I1ISBI�e111I1111E1111111I111111�I <br />nn <br />­ -1 <br />C� <br />� <br />rn <br />"r1 <br />L <br />2 <br />T <br />_ <br />c w <br />_ <br />o <br />_+ <br />; �.. <br />N <br />(D <br />CD <br />O <br />S? <br />U7 <br />n <br />D <br />cn <br />cn <br />UN <br />`:' <br />�� <br />' <br />ry <br />o <br />-.t <br />° <br />D <br />to <br />n <br />° <br />T, <br />ca <br />:3 <br />F-� <br />GJ <br />7� <br />F <br />=3 <br />u, <br />C/) <br />°' <br />z <br />C <br />After Recording Return To: <br />COUNTRYWIDE HOME LOANS, <br />INC. <br />MS SV -79 DOCUMENT PROCESSING <br />P.O.Box 10423 <br />Van Nuys, CA 91410 -0423 <br />Prepared By: <br />MELODY A. DELVENTHAL <br />[Space Above This Line For Recording Data] <br />03 -2688 <br />[Escrow /Closing it <br />DEED OF TRUST <br />0003247862608003 <br />[Doc ID B] <br />MIN 1000157 - 0002799699 -6 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 25, 2 0 0 3 <br />with all Riders to this document. <br />(B) "Borrower" is <br />PENNY J SMITH, AND MICHAEL E SMITH, WIFE AND HUSBAND <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is <br />COUNTRYWIDE HOME LOANS, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of NEW YORK <br />Lender's address is <br />4500 Park Granada, Calabasas, CA 91302 -1613 <br />, together <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />Page 1 of 11 Initials. ` / 'l <br />(M 6A(NE) (0005).01 CHL (01/01)(d) VMP MORTGAGE FORMS - (800)521 -7291 3028 1/01 <br />CONVNA <br />11111111 I1ISBI�e111I1111E1111111I111111�I <br />