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Z <br />rn <br />= <br />D <br />C: <br />O <br />`/fir <br />=�y <br />1`z <br />(((��• <br />r <br />r...}. <br />C.0 <br />CD <br />O7 <br />After Recording Return To: <br />r" <br />OZ <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND,NEBRASKA 68803 <br />Loan Number: 2310757 <br />N00281.dot <br />,ll <br />�F <br />i <br />w <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />,1 <br />�s <br />(A) "Security Instrument" means this document, which is dated AUGUST 21, 2003 together <br />with all Riders to this document. <br />(B) 'Borrower" is MICHAEL D. ERBES AND LINDA R. ERBES HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 21, 2003 <br />The Note states that Borrower owes Lender EIGHTY THOUSAND FIVE HUNDRED AND <br />00 /100 Dollars (U.S. $80, 500 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than SEPTEMBER 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />w V. docmagic. com <br />