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200311395 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Teresa M Ullman - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 20th day of <br />2003 by Teresa M Ullman <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERALNOTARY - State of Nebraska <br />HMN J. REED <br />iwy emm. EV. Dec. 11, 2006 <br />(MANME) (980201 <br />m <br />Grand Island <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal 1 County ss: <br />August > <br />Z C�ze_�- <br />Notary Public <br />Page 8 of 8 <br />in said <br />