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STATE OF NEBRASKA, Hall <br />County ss: <br />200311386 <br />The foregoing instrument was acknowledged before me this 22nd day of <br />August 2003 by MICHAEL A PANOWICZ, PATRICIA M PANOWICZ <br />Witness my hand and notarial seal at Grand Island in said County, <br />the date aforesaid. <br />My Comm' <br />GENERAL NOTARY - State of Nebraska <br />STEVE D. KUNZMAN <br />__ My Comm. Exp. March 1, 2006 <br />Notary Public <br />Initials: <br />(M-6(NE) (0005).o1 Page 15 of 15 Form 3028 1/01 <br />ID <br />