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200311342 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />S(NE) (0005) <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />J 14k'6��6)nw (Seal) <br />DOUGLAS f TAYLOR - Borrower <br />._�) �_4 <br />(Seal) <br />PAMELA S TAYLOR U - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229537 <br />Pogo 14 of 15 Form 3028 1101 <br />I <br />