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200311255 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />i.� (Seal) <br />ROBERT SCHMICK - Borrower <br />QL\I-1 'a &rx�� (Seal) <br />DEB SCHMICK - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229542 <br />C -B(NE) (oow Poge 14 of 15 Form 3028 1101 <br />