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DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 15, 2003, together with all Riders
<br />to this document.
<br />(B) "Borrower" is CHRIS BOERSEN and MESA BOERSEN, HUSBAND AND WIFE. Borrower is the
<br />trustor under this Security Instrument.
<br />(C) "Lender" is FREEDOM LENDING, LLC. Lender is a LIMITED LIABILITY COMPANY organized
<br />and existing under the laws of NEBRASKA. Lender's address is 10822 OLD MILL RD., SUITE 7,
<br />OMAHA, NEBRASKA 68154.
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMP.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 15, 2003. The Note states that
<br />Borrower owes Lender SEVENTY -FIVE THOUSAND AND 00 /100ths Dollars (U.S.$75,000.00) plus
<br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not
<br />later than SEPTEMBER 1, 2033.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111
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<br />Form 3028 1 /01 (page I of 13 pages)
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<br />Decision One Mortgage Company, LLC,
<br />Agent for FREEDOM LENDING, LLC
<br />One South Executive Park, Suite 1000, 6060 J.A. Jones Drive
<br />200311080
<br />Charlotte, North Carolina 28287
<br />[Space Above This
<br />Line For Recording Data]
<br />Loan Number 2280030861020
<br />MIN: 100077910000933347
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 15, 2003, together with all Riders
<br />to this document.
<br />(B) "Borrower" is CHRIS BOERSEN and MESA BOERSEN, HUSBAND AND WIFE. Borrower is the
<br />trustor under this Security Instrument.
<br />(C) "Lender" is FREEDOM LENDING, LLC. Lender is a LIMITED LIABILITY COMPANY organized
<br />and existing under the laws of NEBRASKA. Lender's address is 10822 OLD MILL RD., SUITE 7,
<br />OMAHA, NEBRASKA 68154.
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMP.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 15, 2003. The Note states that
<br />Borrower owes Lender SEVENTY -FIVE THOUSAND AND 00 /100ths Dollars (U.S.$75,000.00) plus
<br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not
<br />later than SEPTEMBER 1, 2033.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111
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<br />Form 3028 1 /01 (page I of 13 pages)
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