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200310976 <br />20800637 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- LESLIE STRATMAN - DATE <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUKNE12 (Page 12 of 13 pages) <br />DOCQRNSC.VTY 10/18/2003 <br />