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200310948 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />C-8(NE) (0005) <br />L . Y1 (Seal) <br />ALLEN E MCGREGOR BY : ORZ I J - Borrower <br />MCGREGOR, ATTORNEY -IN -FACT <br />Al., o . N (Seal) <br />LORI J MCGREGOR - Borrower <br />- (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />Page 14 of 15 <br />- (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />229527 <br />Form 3028 1101 <br />I <br />