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AUG -09 -2003 SAT 10;30 AM WELLS FARGO NOME MTG FAX NO. 4025362983. 200310876 (0) "Periodic Paymt nt" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any an iounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any addition d or successor legislation or regulation that governs the same subject matter. As used in this Security Instn ment, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally relater 1 mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower means any party that has taken title to the Property, whether or not that party has asst imed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIQ HTS IN THE PROPERTY This Security Instrun ent secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the' Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL (Type of ] ecording Jurisdiction] [Name of Recording Jurisdiction] LOT 9, HIDDEN WMES SUBDIVISION NUMB39R FOUR, HALL COUNTY, NEBRASKA TAX STATEMENTS SHOULD BE SENT TOt WELLS FARGO HOME MORTGAGE, INC., P.O. BOX 10304, DES MOINES, IA 503060304 Parcel ID Number: 1 00211629 209 LAKESIDE DJtIVE GRAND ISLAND ( "Property Address "; : which currently has the address of lstreet] [City], Nebraska 68801 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtea inces, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument i s the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to , my encumbrances of record. Intials: dM - 61NE) (00M Page 3 of 15 �116 Form 3028 1/01 P. 13