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200310850 <br />BY SIGNING BELOW, orrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and ' ro Rider executed by Borrower and recorded with it. <br />Bo rower - Mich el D. Witt - Date - <br />^—- <br />Borr wer - Stephanie L. ng - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />