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201310845 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />KRISTINE A NABERHAUS - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 18th day of August <br />2003 by KRISTINE A NABERHAUS <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY State of Nebraska --� <br />I MINDY GILBERTSON <br />Notary <br />IAy Comm UP. May 16, 2004 <br />d=AR(NE) 196041.06 Page 8 of 8 <br />in said <br />