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200310829 <br />BY SIGNING BELOW, Bo ower accepts and agrees to the terms and covenants contained <br />in this Security nt and Rid ed by Borrower and recorded with it. <br />or ower - To lsbernd - Date - <br />- /.5� a� <br />Jeannine L. Elsbernd - Date - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />• <br />