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2 00310829 <br />[Space Above This Line For Recording Data] -' <br />Elsbernd <br />DEED OF TRUST Loan Number: 5PT30736 <br />Parcel Number: 400214458 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 15, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Todd V. Elsbernd and Jeannine L. Elsbernd, Husband <br />and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIVE POINTS BANK <br />(E) "Note" means the promissory note signed by Borrower and dated August 15, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Seventy -Seven Thousand Six Hundred Fifty And 00 /100 <br />Dollars (U.S. $ 177,650.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DoCUINEI (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />T <br />c. <br />� n <br />X 0 <br />c <br />= <br />rn <br />D <br />cn <br />C <br />N <br />cn <br />t:� <br />� ' , <br />_ <br />-n•� <br />N <br />� <br />_ <br />z <br />CAD <br />O CAD <br />co <br />0 <br />-*7 <br />CL <br />ffnn <br />rn <br />�� <br />W Cn <br />-- r-) <br />rn <br />r n <br />CD �F <br />G.7 <br />;K <br />a <br />D <br />N Cp <br />After Recording Return To: <br />N <br />Cn <br />� <br />07 <br />co <br />Z <br />O <br />2 00310829 <br />[Space Above This Line For Recording Data] -' <br />Elsbernd <br />DEED OF TRUST Loan Number: 5PT30736 <br />Parcel Number: 400214458 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 15, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Todd V. Elsbernd and Jeannine L. Elsbernd, Husband <br />and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIVE POINTS BANK <br />(E) "Note" means the promissory note signed by Borrower and dated August 15, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Seventy -Seven Thousand Six Hundred Fifty And 00 /100 <br />Dollars (U.S. $ 177,650.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DoCUINEI (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />