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<br />After Recording Return To:
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />7600 EAST ORCHARD ROAD, #250N
<br />GREENWOOD VILLAGE, COLORADO 80111
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />DEFINITIONS
<br />200310818
<br />Loan Number 16600427
<br />MIN# 100030200166004273
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 18, 2003, together with all Riders
<br />to this document.
<br />(B) 'Borrower" is ELMER BIRNIE, A SINGLE MAN. Borrower is the trustor under this Security
<br />Instrument.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and
<br />existing under the laws of COLORADO. Lender's address is 7600 EAST ORCHARD ROAD, #250N,
<br />GREENWOOD VILLAGE, COLORADO 80111.
<br />(D) "Trustee" is OLD REPUBLIC TITLE.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 18, 2003. The Note states that
<br />Borrower owes Lender ONE HUNDRED TEN THOUSAND SIX HUNDRED SEVENTY -FIVE AND
<br />00 /100ths Dollars (U.S.$110,675.00) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than SEPTEMBER 1, 2033.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />Borrower Initials
<br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages)
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<br />Loan Number 16600427
<br />MIN# 100030200166004273
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 18, 2003, together with all Riders
<br />to this document.
<br />(B) 'Borrower" is ELMER BIRNIE, A SINGLE MAN. Borrower is the trustor under this Security
<br />Instrument.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and
<br />existing under the laws of COLORADO. Lender's address is 7600 EAST ORCHARD ROAD, #250N,
<br />GREENWOOD VILLAGE, COLORADO 80111.
<br />(D) "Trustee" is OLD REPUBLIC TITLE.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 18, 2003. The Note states that
<br />Borrower owes Lender ONE HUNDRED TEN THOUSAND SIX HUNDRED SEVENTY -FIVE AND
<br />00 /100ths Dollars (U.S.$110,675.00) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than SEPTEMBER 1, 2033.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />Borrower Initials
<br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages)
<br />
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