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200310754 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />C •CNE) (0005) <br />f,—a /- I, 1 <br />(Seal) <br />N I L T BERGER 61 - Borrower <br />(1w, fi�wtr (sew) <br />ANNE BERGER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 14 of 15 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229525 <br />Form 3028 1101 <br />R <br />