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200310669 <br />[Space Above This Line For Recording Data] 'p <br />G <br />KRECKLOW <br />DEED OF TRUST LOAN NUMBER: 01110022 <br />PARCEL NUMBER: 400074338 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 7, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL L. KRECKLOW AND KIMBERLY A. KRECKLOW, <br />HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FINE POINTS BANK <br />Lender is a COMMERCIAL BANK organized and existing under the <br />laws of NEBRASKA Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 7, 2003 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED TWO THOUSAND AND 00 /100 <br />Dollars (U.S. $ 102,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DocUixEi (Page I of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />Form 3028 1 /01 <br />M <br />S <br />D <br />c <br />c. <br />C <br />n= <br />�` <br />�' <br />p a <br />0 CD <br />� <br />—� m <br />CD CL <br />-< <br />rn fi <br />U <br />En <br />o <br />3 <br />r <br />r— n <br />"c <br />2 <br />cn <br />D <br />cD <br />Cn <br />IV <br />� <br />co <br />After Recording Return To: <br />p <br />200310669 <br />[Space Above This Line For Recording Data] 'p <br />G <br />KRECKLOW <br />DEED OF TRUST LOAN NUMBER: 01110022 <br />PARCEL NUMBER: 400074338 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 7, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL L. KRECKLOW AND KIMBERLY A. KRECKLOW, <br />HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FINE POINTS BANK <br />Lender is a COMMERCIAL BANK organized and existing under the <br />laws of NEBRASKA Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 7, 2003 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED TWO THOUSAND AND 00 /100 <br />Dollars (U.S. $ 102,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DocUixEi (Page I of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />Form 3028 1 /01 <br />