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200310666 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(M-6(NE) poo5).01 <br />qD <br />1 <br />l� <br />(Seal) <br />Steven N. Schmidt 43orrower <br />(Seal) <br />Cheryl M. chmidt - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />03 -07- 000551 <br />Form 3028 1101 <br />V <br />