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200310517 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Sc, urity Instrument and in my Ridcr executed by Borrower and recorded with it. <br />W nesses: <br />— - (Seal) <br />KAREIV R RIVA - Borrower <br />_ (Seal) <br />- Borrower <br />— _ (Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />p -6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />