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200310412 <br />(k) Severability. If any provision of this Deed of Trust conflicts with applicable law or is declared <br />invalid or otherwise unenforceable, such conflict or invalidity shall not affect the other provisions of this Deed of <br />Trust or the Note which can be given effect without the conflicting provision, and to this end, the provisions of this <br />Deed of Trust and the Note are declared to be severable. <br />(1) Terms. The terms "Trustor" and 'Borrower" shall include both singular and plural, and when <br />the Trustor and Borrower are the same person(s), those terms as used in this Deed of Trust shall be interchangeable. <br />(m) Governing Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. <br />Trustor has executed this Deed of Trust as of the date written above. <br />STATE OF NEBRASKA) <br />(ss: <br />COUNTY OF HALL) <br /><271' inslA <br />a1 /-) <br />4 Steven . Schneider, M.D. <br />The foregoing Deed of Trust was acknowledged before me this 6 1 day of August, 2003 by Steven G. <br />Schneider. <br />WGENEIA L NOTARY - State o1 Nebraska <br />STEVE D. E(UNZMAN <br />y Comm . Exp. March 1, 2006 <br />C:OWHOM EFED/FORMS /COMDOT <br />Notary Public <br />5 <br />