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5151 CORPORATE DRIVE TROY, MI 48098 �Q •So [Space Above This Line For Recording Data] POTTER #: 999556342 DEED OF TRUST PIN #: 400165716 MIN: 100052599955634270 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JULY 25, 2 0 0 3 together with all Riders to this document. (B) "Borrower" is LINDA SUE POTTER AND ALAN WAYNE POTTER, WIFE AND HUSBAND Borrower is the trustor under this Security Instrument. (C) "Lender" is AMERICAN HOME IMPROVEMENT LENDING INC D /B /A AMERICAN FUNDING CORP Lender is a CORPORATION organized and existing under the laws of IOWA Lender's address is 4450 NW URBANDALE DRIVE URBANDALE, IA 50322 (D) "Trustee" is ALL CITY TITLE AGENCY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JULY 25, 2 0 0 3 The Note states that Borrower owes Lender EIGHTY -FOUR THOUSAND AND 00 /100 Dollars (U.S. $ 84, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 1, 2033 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (IT) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 DOCLJKNat (Page 1 of 13 pages) DOCQRNi1.VTX 10/18/2002 = D O M w T n Z 7" a' —a M ° = n v_ ` -� �. C/) o co Tl W ecordinm ormation o r '' t-- -- � can U IIE, Inc. r- =�- �ik—c ..0 8m 390� Omaha NE 68139 i, N x El 5C,�l Ctl CD o cn P �pa�ed be�r��e: Cn Z O FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 �Q •So [Space Above This Line For Recording Data] POTTER #: 999556342 DEED OF TRUST PIN #: 400165716 MIN: 100052599955634270 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JULY 25, 2 0 0 3 together with all Riders to this document. (B) "Borrower" is LINDA SUE POTTER AND ALAN WAYNE POTTER, WIFE AND HUSBAND Borrower is the trustor under this Security Instrument. (C) "Lender" is AMERICAN HOME IMPROVEMENT LENDING INC D /B /A AMERICAN FUNDING CORP Lender is a CORPORATION organized and existing under the laws of IOWA Lender's address is 4450 NW URBANDALE DRIVE URBANDALE, IA 50322 (D) "Trustee" is ALL CITY TITLE AGENCY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JULY 25, 2 0 0 3 The Note states that Borrower owes Lender EIGHTY -FOUR THOUSAND AND 00 /100 Dollars (U.S. $ 84, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 1, 2033 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (IT) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 DOCLJKNat (Page 1 of 13 pages) DOCQRNi1.VTX 10/18/2002