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200310354 <br />LOAN #1 03- 406152 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this 1 -4 Family Rider. <br />oyu�" e• / Seal) <br />CHARLEHE R FILA <br />MULTISTATE 1-4 FAMILY RIDER - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 31701/01 <br />® 1999 -2002 online Documents, Inc. Page 3 of 3 F3170RDU <br />07 -01 -2003 11:12 <br />