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1 <br />F <br />4. <br />M y <br />20031032'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />— BORROWEIYJ— MICHAEL J. SCHNEIDER — DATE — <br />s <br />, uzvQ- 4?— /'0 <br />SCHNEIDER — DATE — <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCU INE l2 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />