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N �� ;a C M N n Z n = \\ (� n " c D o CAD 7C 1 I z -i ry (D CD ar rT -J Cn r1 r— n O L"'3' Cn CD 200310299 DEED OF TRUST Cn Q� Cn `° z � c THIS DEED OF TRUST is made on 08/01/2003 among the Trustor, MICHAEL J LYONS LORI L LYONS HUSBAND AND WIFE (herein "Borrower "), Centris federal Credit Union (herein "Trustee "), and the Beneficiary, Centris Federal Credit Union a corporation organized and existing under the laws of )United States Federal Credit Union Act whose address is 343 N 114 Street, Omaha, NE 68154 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County Of HALL , State of Nebraska: THE EAST HALF (E1 /2) OF LOT SEVEN (7), IN VANTINE'S SUBDIVISION BEING A PART OF THE NORTHWEST QUARTER (NW1 /4) OF SECTION TWENTY -TWO (22), IN TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA, EXCEPTING THEREFROM THE SOUTH TEN (10) FEET THEREOF. which has the address of 1016 S SYCAMORE (Street) GRAND ISLAND , Nebraska 68801 -7960 (herein "Property Address "); (City) (Zip Code) TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/01/2003 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 16000.00 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 02/01/2006 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. 4V ENE204 revised 10/2001 (LASER) 6849LL 1