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JUL -30 -2003 WED 04:12 PM <br />FAX N0, 333 P. 11 <br />200310268 <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of THE STATE OF CALI7"OXMIA <br />Lender's address is P.O. BOX 10304, DES MOINES, IA 503060304 <br />Lender is the beneficiary under this Security Instrument. <br />(1)) "Trustee" is JOHN S. KATELMAN, ESQ. <br />10855 WEST DODGE RD, SUITE 240, OMAHA, NE 68145 <br />(E) "Note" means the promissory note signed by Borrower and dated 0-MY 30, 2003 <br />The Note states that Borrower owes Lender NINETY EIGHT THOUSAND AND 00/100 <br />Dollars <br />(U.S. $ * * * * *98, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />1'aymertts and to pay the debt in full not later than AUGUST 01, 2033 <br />(11) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loam" meads the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(11) "Riders" means all Riders to this Security Instru anent that are executed by Borrower. The following <br />Riders are to be executed by Borrower [t;fiwk box as applicable]; <br />Adjustable Rate hider 0 Condominium Rider ❑ Second Home Rider <br />Balloon Rider ❑ Planned Unit Development Rider U 1-4 Family Rider <br />r� VA hider U Biweekly Payment Rider ❑ Other(s) (specityj <br />(1) "Applicable Law" tueans all controlling applicable federal, state and local statutes, regulations, <br />ordinances and uulministrative rules and orders (that have the effect of law) as wc11 as all applicable final, <br />non - appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of- He transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />I ram l ers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for. (i) <br />darnage to, or destruction of, the Property; (ii) condenitiation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or oinissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" metres insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />db. OYE) mos) P,QO 2 of t5 Form 3028 1/01 <br />a <br />Ct <br />