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200310222 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Carmela K Shubert - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 5th <br />2003 ,byCarmela K Shubert <br />Witness my hand and notarial seal at Grand island <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY -State of Nebraska <br />MICHELLE L. HUNT <br />My Comm. Exp. Aug. 16, 2003 <br />- 413(NE) (9604).06 <br />pNota <br />Page 8 of 8 <br />day of August <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />in said <br />