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200310210 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />THOMAS R GARDNER - Borrower <br />Seal <br />GA <br />TRACY RDNER Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 23RD day of JULY <br />2003 , by THOMAS R GARDNER AND TRACY E GARDNER, G ) 1 �e <br />Witness my hand and notarial seal at i ra h4 -- -s /a r l 6-e– in said <br />County, the date aforesaid. <br />My Commission Expires: <br />141` ;: ., ARDYCE E. SNOWARDT <br />:•: <br />°` "` " "" ` MY COMMISSION EXPIRES N ' <br />NOTAAY.& <br />'�.• " RPS " October 25, 2006 <br />(M®4R(NE) (9601( <br />3Y <br />2 <br />L <br />Page 8 of 8 <br />